When your net worth starts to climb, the way you own assets becomes as important as the assets themselves.

When your net worth starts to climb, the way you own assets becomes as important as the assets themselves.

Direct ownership of yachts, real estate, or business interests can create unnecessary exposure- to lawsuits, creditors, public records, and even estate tax complications. Using Trusts and LLCs adds privacy and protection.

Why it matters

Owning valuable assets in your personal name can make you easier to find, easier to sue, and harder to plan for. It can also unintentionally tie those assets to your estate in ways that increase tax or administrative burdens.

In many states, anyone can search public records to see what you own and where you own it.

How Ultra Wealthy Families Protect Themselves

Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.

Increased Privacy

Remove your name from public records

Liability Protection

If a creditor takes claim to one asset, you can separate them from your other assets

Estate Planning

Helps to transfer wealth privately, more efficiently, and more tax friendly

Wealth Transfers

Make gifts over time without losing control

Assets that can create  High Liability and exposure or privacy risks

Aircrafts & Yachts

Vacation Rentals

Operating Businesses

High Value Artwork

Large Investment Accounts

Real Estate Portfolios


Owning any of these assets in your individual name, an entity or trust ownership often makes more sense



The goal is to separate your personal balance sheet from any risk bearing assets

As your networth climbs, how you own assets is just as important as the assets themselves

Direct ownership often creates unneccsary exposire - creditors, lawsuits, and public access to your information, even estate tax complications. Trusts and proper entity structures can help increase privacy and add protection

Learn more

Why It Matters

Owning valuable assets in your personal name can make you easier to find, easier to sue, and harder to plan for. It can also unintentionally tie those assets to your estate in ways that increase tax or administrative burdens.

In many states, anyone can search public records to see what you own and where you own it.

How Ultra-Wealthy Families Protect Themselves

Instead of holding everything personally, they use Trusts and LLCs as layers of protection — each layer serving a purpose: privacy, liability protection, and multi-generational planning.

Increased Privacy

Keeps your name off public ownership records.

Liability Protection

If one asset is sued, it doesn’t automatically expose the rest.

Estate Planning

Helps transfer wealth smoothly and in line with your plan.

Wealth Transfers

Make gifts/interests over time without giving up control.

Assets That Can Create High Liability Exposure or Privacy Risks

If you hold any of the following in your personal name, entity or trust ownership may make more sense:

  • Aircraft & yachts
  • Vacation homes & rentals
  • Operating businesses
  • High-value collectibles or art
  • Large investment accounts
  • Real estate portfolios

The goal is to separate risk-bearing assets from personal balance sheets.

Four Pillars of Wealth Protection

1. Increasing Privacy

LLCs and trusts reduce how often your personal name appears on public records.

2. Liability Protection

Segregating assets means a lawsuit tied to one asset doesn’t threaten everything else.

3. Estate Planning

Trusts can keep assets out of probate and aligned with your long-term family plan.

4. Wealth Transfers

Family entities let you gift interests over time while keeping management centralized.

Ready to talk through structures for your situation?

For families with significant wealth, protection is about more than defense — it’s about control, privacy, and continuity. We can coordinate with your attorney and tax professional.

Schedule Consultation
The information above is general in nature and is not intended to provide tax or legal advice. Clients should consult their attorney or tax advisor regarding their specific situation. Advisory services offered through Avance Private Wealth, a Registered Investment Advisor.

When your net worth starts to climb, the way you own assets becomes as important as the assets themselves.

Direct ownership of a yacht, private jet, or high-value artwork creates unnecessary exposure- to lawsuits, creditors, estate taxes, and even public scrutiny. That’s why ultra-high-net-worth families rarely hold or own assets in their own name(s).

Instead, they will often use trusts and limited liability companies (LLCs) as layers of protection. These structures help provide:

Taking the next step

For families with significant wealth, trusts and LLCs are more than legal tools—they’re the difference between controlled, protected legacy planning and unnecessary exposure.

Each day assets remain in your personal name, they’re at risk to lawsuits, creditors, estate taxes, and public record searches. Families who preserve their wealth across generations all have one thing in common: a deliberate, well-structured ownership strategy.

Schedule Consultation

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